Banking and Insurance associate degree program is a two-year higher education program that provides a comprehensive education on the basic principles, practices and management of the banking and insurance sectors. This program targets individuals who want to pursue a career in the financial services sector and provides students with in-depth knowledge of financial markets, banking operations, insurance operations, risk management and customer relations. By reinforcing the theoretical knowledge with practical applications, the program contributes to the training of students as well-equipped and competent professionals in the sector. Within the scope of the Banking and Insurance program curriculum, there are applied courses such as banking products and services, bank accounting, insurance practices, as well as theoretical courses such as banking and insurance law, basic finance knowledge, fundamentals of insurance, introduction to economics. In particular, Vocational Training I and Vocational Training II courses provide practical training in the banking and insurance sectors, enabling students to acquire the necessary competences in finance, insurance and banking. These courses allow students to supplement their theoretical knowledge with real-world applications by increasing their experience in the sector.
Graduates can find a wide range of employment in various fields such as banks, insurance companies, financial institutions, public institutions and consulting firms. They can work as customer representatives, credit analysts and operations officers in different types of banks such as commercial banks, participation banks, investment banks. In the insurance sector, they can work as insurance agents, policy managers and damage consultants in companies that offer various insurance products such as life insurance, health insurance and pension insurance. They can also find jobs in other financial institutions such as factoring companies, leasing companies and portfolio management companies. There are also opportunities to work in public institutions such as the Ministry of Finance, the Ministry of Treasury and Finance, the Central Bank of the Republic of Turkey and companies that provide financial consultancy services.
Students who graduate from the Banking and Insurance associate degree program gain various professional and personal competencies. Financial analysis and evaluation skills provide graduates with the ability to analyse financial data, interpret financial reports and evaluate the financial situation. In customer relationship management, they have the ability to communicate effectively with customers, understand customer needs and offer appropriate financial products. Risk management skills provide the ability to identify, evaluate and manage financial risks. Legal and ethical awareness ensures that they have knowledge about the legal regulations and ethical rules applicable in the banking and insurance sectors. Technological competence enables them to have knowledge about information technologies and software used in banking and insurance sectors and to use these technologies effectively. In terms of career development, they gain the competencies to make career planning, to take the necessary steps for professional development and to follow the innovations in the sector.