Course Description
| Course | Code | Semester | T+P (Hour) | Credit | ECTS |
|---|---|---|---|---|---|
| CREDIT ANALYSIS and DEBT MANAGEMENT | - | Spring Semester | 3+0 | 3 | 5 |
| Course Program |
| Prerequisites Courses | |
| Recommended Elective Courses |
| Language of Course | Turkish |
| Course Level | Short Cycle (Associate's Degree) |
| Course Type | Required |
| Course Coordinator | Lect. Numan ÖZAKPINAR |
| Name of Lecturer(s) | Lect. Numan ÖZAKPINAR |
| Assistant(s) | |
| Aim | The aim of the course is to give to the students the current theoretical and practical knowledge about the credit analysis and debt management. |
| Course Content | This course contains; 1.Financial markets and instruments,2.Financial institutions,3.Credit management in banking sector,4.Risk management in banking sector,5.The time value of money in lending transactions,6.Short-term financing,7.Medium and long-term financing,8.Financial statements in credit analysis,9.Techniques of financial analysis,10.Examples of financial analysis,11.Public debt,12.Monetary policies,13.Fiscal policies,14. The economic and financial impacts of debt management. |
| Dersin Öğrenme Kazanımları | Teaching Methods | Assessment Methods |
| At the end of this course, the student; | ||
| 1.Will be able to compare the interaction of financial markets and institutions | 9 | A, D |
| 2.Will be able to discuss the credit management in banking sector | 10, 16, 9 | A, D |
| 2.1.Defines the organizational structure of the lending in banking sector | ||
| 2.2.Defines the credit rating process | ||
| 2.3.Compares the types of lending in banking sector | ||
| 2.4.Explains the risk management and credit risk | ||
| 3.Will be able to apply the time value of money in lending transactions | 10, 12, 16, 6, 9 | E |
| 3.1.Explains the concept of simple interest | ||
| 3.2.Explains the concept of compound interest | ||
| 3.3.Explains the concept of annuity | ||
| 4.1.Defines the sources of short-term financing | ||
| 4.2.Defines the sources of med-term financing | ||
| 4.3.Defines the sources of long-term financing | ||
| 5.Will be able to discuss the financial statements in credit analysis | 10, 16, 6, 9 | A, D, E |
| 5.1.Defines the financial statements. | ||
| 5.2.Compares the characteristics of the financial statements. | ||
| 5.3.Describes the types of financial analysis. | ||
| 5.4.Applies the examples in financial analysis. | ||
| 6.Will be able to public debt | 10, 16, 6, 9 | A, D, E |
| 6.1.Defines the characteristics of public debt | ||
| 6.2.Defines the effects of the debt management with monetary and fiscal policies | ||
| 1.1. Explains the elements of the financial system | ||
| 1.2. Compares supply and demand of funds in the financial system | ||
| 1.3. Compares the types of the financial market | ||
| 1.4. Analyzes the relationship between the financial institutions and the instruments by the types of financial markets | ||
| 1.5. Assesses the impact of legal and administrative regulations on the financial institutions and the instruments | ||
| 4. Will be able to distinguish the sources of finance for firms | 10, 13, 16, 6, 9 | A, D, E |
| 6.3. Defines the economic and financial impacts of debt management |
| Teaching Methods: | 10: Discussion Method, 12: Problem Solving Method, 13: Case Study Method, 16: Question - Answer Technique, 6: Experiential Learning, 9: Lecture Method |
| Assessment Methods: | A: Traditional Written Exam, D: Oral Exam, E: Homework |
Course Outline
| Order | Subjects | Preliminary Work |
|---|---|---|
| 1 | 1.Financial markets and instruments | |
| 2 | 2.Financial institutions | |
| 3 | 3.Credit management in banking sector | |
| 4 | 4.Risk management in banking sector | |
| 5 | 5.The time value of money in lending transactions | |
| 6 | 6.Short-term financing | |
| 7 | 7.Medium and long-term financing | |
| 8 | 8.Financial statements in credit analysis | |
| 9 | 9.Techniques of financial analysis | |
| 10 | 10.Examples of financial analysis | |
| 11 | 11.Public debt | |
| 12 | 12.Monetary policies | |
| 13 | 13.Fiscal policies | |
| 14 | 14. The economic and financial impacts of debt management |
| Resources |
| Lecture notes |
| 1.Hasan Dinçer ve Ümit Hacıoğlu, Finansa Giriş, Beta Yayınevi 2.Niyazi Berk, Finansal Yönetim, Türkmen Yayınevi 3.Öztin Akgüç, Finansal Yönetim, Avcıol Yayınları 4.Richard A. Brealey, Stewart C. Myers, Alan J. Marcus Çev.: Ünal Bozkurt, Türkan Arıkan, Hatice Doğukanlı, İşletme Finansının Temelleri, Literatür Yayıncılık 5.Ekrem Erdem, Bankalarda Kredi Yönetimi, Anadolu Üniversitesi Yayınları 6.Metin Erdem, Devlet Borçları, Ekin Basım Yayın |
Course Contribution to Program Qualifications
| Course Contribution to Program Qualifications | |||||||
| No | Program Qualification | Contribution Level | |||||
| 1 | 2 | 3 | 4 | 5 | |||
| 1 | Students identify the basic concepts and gain knowledge related to banking and insurance. | X | |||||
| 2 | Students acquire the current knowledge concerning the sector practices. | X | |||||
| 3 | Students make a list of fundamental conceptual knowledge in the practical application of International Banking and Finance techniques. | X | |||||
| 4 | Students explain procedures and principles to follow in banking and insurance transactions. | X | |||||
| 5 | Students convey knowledge concerning financial markets and institutions. | X | |||||
| 6 | Students identify and define transaction types in the banking and insurance sector. | X | |||||
| 7 | Students rationally determine risks to be faced by the parties in both sectors. | X | |||||
| 8 | Students explain risk types to occur in the sector and hedging techniques. | X | |||||
| 9 | Students apply the acquired knowledge regarding the field of banking and insurance to their studies. | X | |||||
| 10 | Students are fully aware that they need to adapt to the changes in the sector considering lifelong learning approach. | X | |||||
| 11 | Students benefit from the domain knowledge and acquired skills for informing partners or partner institutions. | X | |||||
| 12 | Students set up social responsibility projects related to the field they work in. | X | |||||
| 13 | Students communicate with their colleagues and customers according to the rules of professional ethics. | X | |||||
| 14 | Students effectively apply the acquired knowledge in the field of banking and insurance to their studies or professional lives. | X | |||||
| 15 | Students discover asymmetric information problems to occur in the sector and indicate the necessary measures which need to be taken to prevent those kinds of problems. | X | |||||
Assessment Methods
| Contribution Level | Absolute Evaluation | |
| Rate of Midterm Exam to Success | 40 | |
| Rate of Final Exam to Success | 60 | |
| Total | 100 | |
| ECTS / Workload Table | ||||||
| Activities | Number of | Duration(Hour) | Total Workload(Hour) | |||
| Course Hours | 14 | 3 | 42 | |||
| Guided Problem Solving | 14 | 5 | 70 | |||
| Resolution of Homework Problems and Submission as a Report | 2 | 8 | 16 | |||
| Term Project | 0 | 0 | 0 | |||
| Presentation of Project / Seminar | 0 | 0 | 0 | |||
| Quiz | 0 | 0 | 0 | |||
| Midterm Exam | 1 | 18 | 18 | |||
| General Exam | 1 | 15 | 15 | |||
| Performance Task, Maintenance Plan | 0 | 0 | 0 | |||
| Total Workload(Hour) | 161 | |||||
| Dersin AKTS Kredisi = Toplam İş Yükü (Saat)/30*=(161/30) | 5 | |||||
| ECTS of the course: 30 hours of work is counted as 1 ECTS credit. | ||||||
Detail Informations of the Course
Course Description
| Course | Code | Semester | T+P (Hour) | Credit | ECTS |
|---|---|---|---|---|---|
| CREDIT ANALYSIS and DEBT MANAGEMENT | - | Spring Semester | 3+0 | 3 | 5 |
| Course Program |
| Prerequisites Courses | |
| Recommended Elective Courses |
| Language of Course | Turkish |
| Course Level | Short Cycle (Associate's Degree) |
| Course Type | Required |
| Course Coordinator | Lect. Numan ÖZAKPINAR |
| Name of Lecturer(s) | Lect. Numan ÖZAKPINAR |
| Assistant(s) | |
| Aim | The aim of the course is to give to the students the current theoretical and practical knowledge about the credit analysis and debt management. |
| Course Content | This course contains; 1.Financial markets and instruments,2.Financial institutions,3.Credit management in banking sector,4.Risk management in banking sector,5.The time value of money in lending transactions,6.Short-term financing,7.Medium and long-term financing,8.Financial statements in credit analysis,9.Techniques of financial analysis,10.Examples of financial analysis,11.Public debt,12.Monetary policies,13.Fiscal policies,14. The economic and financial impacts of debt management. |
| Dersin Öğrenme Kazanımları | Teaching Methods | Assessment Methods |
| At the end of this course, the student; | ||
| 1.Will be able to compare the interaction of financial markets and institutions | 9 | A, D |
| 2.Will be able to discuss the credit management in banking sector | 10, 16, 9 | A, D |
| 2.1.Defines the organizational structure of the lending in banking sector | ||
| 2.2.Defines the credit rating process | ||
| 2.3.Compares the types of lending in banking sector | ||
| 2.4.Explains the risk management and credit risk | ||
| 3.Will be able to apply the time value of money in lending transactions | 10, 12, 16, 6, 9 | E |
| 3.1.Explains the concept of simple interest | ||
| 3.2.Explains the concept of compound interest | ||
| 3.3.Explains the concept of annuity | ||
| 4.1.Defines the sources of short-term financing | ||
| 4.2.Defines the sources of med-term financing | ||
| 4.3.Defines the sources of long-term financing | ||
| 5.Will be able to discuss the financial statements in credit analysis | 10, 16, 6, 9 | A, D, E |
| 5.1.Defines the financial statements. | ||
| 5.2.Compares the characteristics of the financial statements. | ||
| 5.3.Describes the types of financial analysis. | ||
| 5.4.Applies the examples in financial analysis. | ||
| 6.Will be able to public debt | 10, 16, 6, 9 | A, D, E |
| 6.1.Defines the characteristics of public debt | ||
| 6.2.Defines the effects of the debt management with monetary and fiscal policies | ||
| 1.1. Explains the elements of the financial system | ||
| 1.2. Compares supply and demand of funds in the financial system | ||
| 1.3. Compares the types of the financial market | ||
| 1.4. Analyzes the relationship between the financial institutions and the instruments by the types of financial markets | ||
| 1.5. Assesses the impact of legal and administrative regulations on the financial institutions and the instruments | ||
| 4. Will be able to distinguish the sources of finance for firms | 10, 13, 16, 6, 9 | A, D, E |
| 6.3. Defines the economic and financial impacts of debt management |
| Teaching Methods: | 10: Discussion Method, 12: Problem Solving Method, 13: Case Study Method, 16: Question - Answer Technique, 6: Experiential Learning, 9: Lecture Method |
| Assessment Methods: | A: Traditional Written Exam, D: Oral Exam, E: Homework |
Course Outline
| Order | Subjects | Preliminary Work |
|---|---|---|
| 1 | 1.Financial markets and instruments | |
| 2 | 2.Financial institutions | |
| 3 | 3.Credit management in banking sector | |
| 4 | 4.Risk management in banking sector | |
| 5 | 5.The time value of money in lending transactions | |
| 6 | 6.Short-term financing | |
| 7 | 7.Medium and long-term financing | |
| 8 | 8.Financial statements in credit analysis | |
| 9 | 9.Techniques of financial analysis | |
| 10 | 10.Examples of financial analysis | |
| 11 | 11.Public debt | |
| 12 | 12.Monetary policies | |
| 13 | 13.Fiscal policies | |
| 14 | 14. The economic and financial impacts of debt management |
| Resources |
| Lecture notes |
| 1.Hasan Dinçer ve Ümit Hacıoğlu, Finansa Giriş, Beta Yayınevi 2.Niyazi Berk, Finansal Yönetim, Türkmen Yayınevi 3.Öztin Akgüç, Finansal Yönetim, Avcıol Yayınları 4.Richard A. Brealey, Stewart C. Myers, Alan J. Marcus Çev.: Ünal Bozkurt, Türkan Arıkan, Hatice Doğukanlı, İşletme Finansının Temelleri, Literatür Yayıncılık 5.Ekrem Erdem, Bankalarda Kredi Yönetimi, Anadolu Üniversitesi Yayınları 6.Metin Erdem, Devlet Borçları, Ekin Basım Yayın |
Course Contribution to Program Qualifications
| Course Contribution to Program Qualifications | |||||||
| No | Program Qualification | Contribution Level | |||||
| 1 | 2 | 3 | 4 | 5 | |||
| 1 | Students identify the basic concepts and gain knowledge related to banking and insurance. | X | |||||
| 2 | Students acquire the current knowledge concerning the sector practices. | X | |||||
| 3 | Students make a list of fundamental conceptual knowledge in the practical application of International Banking and Finance techniques. | X | |||||
| 4 | Students explain procedures and principles to follow in banking and insurance transactions. | X | |||||
| 5 | Students convey knowledge concerning financial markets and institutions. | X | |||||
| 6 | Students identify and define transaction types in the banking and insurance sector. | X | |||||
| 7 | Students rationally determine risks to be faced by the parties in both sectors. | X | |||||
| 8 | Students explain risk types to occur in the sector and hedging techniques. | X | |||||
| 9 | Students apply the acquired knowledge regarding the field of banking and insurance to their studies. | X | |||||
| 10 | Students are fully aware that they need to adapt to the changes in the sector considering lifelong learning approach. | X | |||||
| 11 | Students benefit from the domain knowledge and acquired skills for informing partners or partner institutions. | X | |||||
| 12 | Students set up social responsibility projects related to the field they work in. | X | |||||
| 13 | Students communicate with their colleagues and customers according to the rules of professional ethics. | X | |||||
| 14 | Students effectively apply the acquired knowledge in the field of banking and insurance to their studies or professional lives. | X | |||||
| 15 | Students discover asymmetric information problems to occur in the sector and indicate the necessary measures which need to be taken to prevent those kinds of problems. | X | |||||
Assessment Methods
| Contribution Level | Absolute Evaluation | |
| Rate of Midterm Exam to Success | 40 | |
| Rate of Final Exam to Success | 60 | |
| Total | 100 | |