Course Description
| Course | Code | Semester | T+P (Hour) | Credit | ECTS |
|---|---|---|---|---|---|
| BANKING and INSURANCE LAW | - | Fall Semester | 3+0 | 3 | 4 |
| Course Program |
| Prerequisites Courses | |
| Recommended Elective Courses |
| Language of Course | Turkish |
| Course Level | Short Cycle (Associate's Degree) |
| Course Type | Required |
| Course Coordinator | Assist.Prof. İrfan ERSİN |
| Name of Lecturer(s) | Lect. Yakup BAL |
| Assistant(s) | |
| Aim | Due to the importance of banking legislation, it is aimed to ensure that students are informed about the Banking Law, which regulates the principles regarding the establishment, management, operation, transfer, merger, liquidation and supervision of banks. It also aims to provide information about the general principles of insurance law and the characteristics of the insurance system and insurance contracts. |
| Course Content | This course contains; Finance Concept, Financial Intermediation Concept, Bank Definition and Historical Development,Basic Concepts in Banking Law,Provisions Regarding Sum of Deposit and Participation Fund,Development and Investment Banks and Financial Holding Companies,Duties, authorities and responsibilities of BRSA,Inspection and Precautions to be Taken,Exempted and Fone-Free Banks,Definition of SDIF, duties, powers and responsibilities of SDIF Board,Investments, Investigations and Prosecutions,Insurance Concept and Insurance Law,Insurance Separation and Types,Insurance Contract I,Insurance Contract II,nsurance Contract III. |
| Dersin Öğrenme Kazanımları | Teaching Methods | Assessment Methods |
| 1. Recognizes the legal functioning of the banking and insurance sector | 10, 16, 9 | A, E |
| 2. Explain the concepts of bank law | 16, 9 | A |
| 3. Explain the concepts of insurance law | 16, 9 | A |
| 4. List the ethical principles that must be followed within the framework of the banking law no. 5411. | 10, 16, 9 | A |
| 5. Prepares insurance contracts | 10, 16, 9 | A, E |
| 6. Recognizes the legal characteristics and types of banks | 10, 16, 9 | A |
| Teaching Methods: | 10: Discussion Method, 16: Question - Answer Technique, 9: Lecture Method |
| Assessment Methods: | A: Traditional Written Exam, E: Homework |
Course Outline
| Order | Subjects | Preliminary Work |
|---|---|---|
| 1 | Finance Concept, Financial Intermediation Concept, Bank Definition and Historical Development | |
| 2 | Basic Concepts in Banking Law | |
| 3 | Provisions Regarding Sum of Deposit and Participation Fund | |
| 4 | Development and Investment Banks and Financial Holding Companies | |
| 5 | Duties, authorities and responsibilities of BRSA | |
| 6 | Inspection and Precautions to be Taken | |
| 7 | Exempted and Fone-Free Banks | |
| 8 | Definition of SDIF, duties, powers and responsibilities of SDIF Board | |
| 9 | Investments, Investigations and Prosecutions | |
| 10 | Insurance Concept and Insurance Law | |
| 11 | Insurance Separation and Types | |
| 12 | Insurance Contract I | |
| 13 | Insurance Contract II | |
| 14 | nsurance Contract III |
| Resources |
| Prof. Dr. Adalet Hazar, Prof. Dr. Şenol Babuşcu, 5411 Sayılı Bankacılık Kanunu Çerçevesinde Banka Hukuku Kanun – Alt Düzenlemeler – Uygulama, 3. Baskı, Seçkin Yayıncılık, Eylül 2023 |
| Yrd.Doç.Dr.Aysel Gündoğdu, Bankacılık Hukuku, Seçkin Yayıncılık, 4.Baskı, 2019 |
Course Contribution to Program Qualifications
| Course Contribution to Program Qualifications | |||||||
| No | Program Qualification | Contribution Level | |||||
| 1 | 2 | 3 | 4 | 5 | |||
| 1 | Explains the concepts of banking and insurance, the relevant legislation, and recognizes the organizations that guide the sector. | X | |||||
| 2 | Performs basic-level activities in banking and insurance, communicates effectively, and utilizes digital tools. | X | |||||
| 3 | Possesses fundamental, up-to-date, and practical knowledge related to their profession. | ||||||
| 4 | Gains knowledge about occupational health and safety, environmental awareness and quality processes. | ||||||
| 5 | Explains and issues policies for property, service, and life insurance. | X | |||||
| 6 | Students convey knowledge concerning financial markets and institutions. | X | |||||
| 7 | Students identify and define transaction types in the banking and insurance sector. | ||||||
| 8 | Effectively utilizes information technologies (software, programs, animation, etc.) related to their profession. | ||||||
| 9 | Students explain risk types to occur in the sector and hedging techniques. | X | |||||
| 10 | Follows current developments and practices in banking and insurance and uses them effectively. | ||||||
| 11 | Students apply the acquired knowledge regarding the field of banking and insurance to their studies. | X | |||||
| 12 | Has the ability to independently evaluate professional problems and issues with an analytical and critical approach and propose solutions. | ||||||
| 13 | Has awareness of career management and lifelong learning. | X | |||||
| 14 | Effectively presents their thoughts at the level of knowledge and skills through written and verbal communication and expresses them clearly. | X | |||||
| 15 | Uses a foreign language to follow information in their field and communicate with colleagues. | X | |||||
| 16 | Interprets fundamental data related to banking and insurance, identifies risks, defines problems, and proposes solutions. | X | |||||
| 17 | Possesses social, scientific, cultural, and ethical values in the collection, implementation, and dissemination of data related to their field. | X | |||||
| 18 | Takes responsibility as a team member to solve complex and unforeseen problems encountered in practices related to their field. | X | |||||
Assessment Methods
| Contribution Level | Absolute Evaluation | |
| Rate of Midterm Exam to Success | 40 | |
| Rate of Final Exam to Success | 60 | |
| Total | 100 | |
| ECTS / Workload Table | ||||||
| Activities | Number of | Duration(Hour) | Total Workload(Hour) | |||
| Course Hours | 14 | 3 | 42 | |||
| Guided Problem Solving | 7 | 2 | 14 | |||
| Resolution of Homework Problems and Submission as a Report | 0 | 0 | 0 | |||
| Term Project | 0 | 0 | 0 | |||
| Presentation of Project / Seminar | 0 | 0 | 0 | |||
| Quiz | 4 | 7 | 28 | |||
| Midterm Exam | 0 | 0 | 0 | |||
| General Exam | 6 | 4 | 24 | |||
| Performance Task, Maintenance Plan | 0 | 0 | 0 | |||
| Total Workload(Hour) | 108 | |||||
| Dersin AKTS Kredisi = Toplam İş Yükü (Saat)/30*=(108/30) | 4 | |||||
| ECTS of the course: 30 hours of work is counted as 1 ECTS credit. | ||||||
Detail Informations of the Course
Course Description
| Course | Code | Semester | T+P (Hour) | Credit | ECTS |
|---|---|---|---|---|---|
| BANKING and INSURANCE LAW | - | Fall Semester | 3+0 | 3 | 4 |
| Course Program |
| Prerequisites Courses | |
| Recommended Elective Courses |
| Language of Course | Turkish |
| Course Level | Short Cycle (Associate's Degree) |
| Course Type | Required |
| Course Coordinator | Assist.Prof. İrfan ERSİN |
| Name of Lecturer(s) | Lect. Yakup BAL |
| Assistant(s) | |
| Aim | Due to the importance of banking legislation, it is aimed to ensure that students are informed about the Banking Law, which regulates the principles regarding the establishment, management, operation, transfer, merger, liquidation and supervision of banks. It also aims to provide information about the general principles of insurance law and the characteristics of the insurance system and insurance contracts. |
| Course Content | This course contains; Finance Concept, Financial Intermediation Concept, Bank Definition and Historical Development,Basic Concepts in Banking Law,Provisions Regarding Sum of Deposit and Participation Fund,Development and Investment Banks and Financial Holding Companies,Duties, authorities and responsibilities of BRSA,Inspection and Precautions to be Taken,Exempted and Fone-Free Banks,Definition of SDIF, duties, powers and responsibilities of SDIF Board,Investments, Investigations and Prosecutions,Insurance Concept and Insurance Law,Insurance Separation and Types,Insurance Contract I,Insurance Contract II,nsurance Contract III. |
| Dersin Öğrenme Kazanımları | Teaching Methods | Assessment Methods |
| 1. Recognizes the legal functioning of the banking and insurance sector | 10, 16, 9 | A, E |
| 2. Explain the concepts of bank law | 16, 9 | A |
| 3. Explain the concepts of insurance law | 16, 9 | A |
| 4. List the ethical principles that must be followed within the framework of the banking law no. 5411. | 10, 16, 9 | A |
| 5. Prepares insurance contracts | 10, 16, 9 | A, E |
| 6. Recognizes the legal characteristics and types of banks | 10, 16, 9 | A |
| Teaching Methods: | 10: Discussion Method, 16: Question - Answer Technique, 9: Lecture Method |
| Assessment Methods: | A: Traditional Written Exam, E: Homework |
Course Outline
| Order | Subjects | Preliminary Work |
|---|---|---|
| 1 | Finance Concept, Financial Intermediation Concept, Bank Definition and Historical Development | |
| 2 | Basic Concepts in Banking Law | |
| 3 | Provisions Regarding Sum of Deposit and Participation Fund | |
| 4 | Development and Investment Banks and Financial Holding Companies | |
| 5 | Duties, authorities and responsibilities of BRSA | |
| 6 | Inspection and Precautions to be Taken | |
| 7 | Exempted and Fone-Free Banks | |
| 8 | Definition of SDIF, duties, powers and responsibilities of SDIF Board | |
| 9 | Investments, Investigations and Prosecutions | |
| 10 | Insurance Concept and Insurance Law | |
| 11 | Insurance Separation and Types | |
| 12 | Insurance Contract I | |
| 13 | Insurance Contract II | |
| 14 | nsurance Contract III |
| Resources |
| Prof. Dr. Adalet Hazar, Prof. Dr. Şenol Babuşcu, 5411 Sayılı Bankacılık Kanunu Çerçevesinde Banka Hukuku Kanun – Alt Düzenlemeler – Uygulama, 3. Baskı, Seçkin Yayıncılık, Eylül 2023 |
| Yrd.Doç.Dr.Aysel Gündoğdu, Bankacılık Hukuku, Seçkin Yayıncılık, 4.Baskı, 2019 |
Course Contribution to Program Qualifications
| Course Contribution to Program Qualifications | |||||||
| No | Program Qualification | Contribution Level | |||||
| 1 | 2 | 3 | 4 | 5 | |||
| 1 | Explains the concepts of banking and insurance, the relevant legislation, and recognizes the organizations that guide the sector. | X | |||||
| 2 | Performs basic-level activities in banking and insurance, communicates effectively, and utilizes digital tools. | X | |||||
| 3 | Possesses fundamental, up-to-date, and practical knowledge related to their profession. | ||||||
| 4 | Gains knowledge about occupational health and safety, environmental awareness and quality processes. | ||||||
| 5 | Explains and issues policies for property, service, and life insurance. | X | |||||
| 6 | Students convey knowledge concerning financial markets and institutions. | X | |||||
| 7 | Students identify and define transaction types in the banking and insurance sector. | ||||||
| 8 | Effectively utilizes information technologies (software, programs, animation, etc.) related to their profession. | ||||||
| 9 | Students explain risk types to occur in the sector and hedging techniques. | X | |||||
| 10 | Follows current developments and practices in banking and insurance and uses them effectively. | ||||||
| 11 | Students apply the acquired knowledge regarding the field of banking and insurance to their studies. | X | |||||
| 12 | Has the ability to independently evaluate professional problems and issues with an analytical and critical approach and propose solutions. | ||||||
| 13 | Has awareness of career management and lifelong learning. | X | |||||
| 14 | Effectively presents their thoughts at the level of knowledge and skills through written and verbal communication and expresses them clearly. | X | |||||
| 15 | Uses a foreign language to follow information in their field and communicate with colleagues. | X | |||||
| 16 | Interprets fundamental data related to banking and insurance, identifies risks, defines problems, and proposes solutions. | X | |||||
| 17 | Possesses social, scientific, cultural, and ethical values in the collection, implementation, and dissemination of data related to their field. | X | |||||
| 18 | Takes responsibility as a team member to solve complex and unforeseen problems encountered in practices related to their field. | X | |||||
Assessment Methods
| Contribution Level | Absolute Evaluation | |
| Rate of Midterm Exam to Success | 40 | |
| Rate of Final Exam to Success | 60 | |
| Total | 100 | |