Course Detail

Course Description Course Outline Course Contribution to Program Qualifications Assessment Methods ECTS-Workload Detail Informations of the Course Numerical Data

Course Description

Course	Code	Semester	T+P (Hour)	Credit	ECTS
CREDIT ANALYSIS and DEBT MANAGEMENT	BNK1248050	Spring Semester	3+0	3	5

Course Program

Prerequisites Courses
Recommended Elective Courses

Language of Course	Turkish
Course Level	Short Cycle (Associate's Degree)
Course Type	Required
Course Coordinator	Assist.Prof. Numan ÖZAKPINAR
Name of Lecturer(s)	Assist.Prof. Numan ÖZAKPINAR
Assistant(s)
Aim	The aim of the course is to give to the students the current theoretical and practical knowledge about the credit analysis and debt management.
Course Content	This course contains; 1.Financial markets and instruments,2.Financial institutions,3.Credit management in banking sector,4.Risk management in banking sector,5.The time value of money in lending transactions,6.Short-term financing,7.Medium and long-term financing,8.Financial statements in credit analysis,9.Techniques of financial analysis,10.Examples of financial analysis,11.Public debt,12.Monetary policies,13.Fiscal policies,14. The economic and financial impacts of debt management.

Course Learning Outcomes	Teaching Methods	Assessment Methods
At the end of this course, the student;
1.Will be able to compare the interaction of financial markets and institutions	9	A, D
2.Will be able to discuss the credit management in banking sector	10, 16, 9	A, D
2.1.Defines the organizational structure of the lending in banking sector
2.2.Defines the credit rating process
2.3.Compares the types of lending in banking sector
2.4.Explains the risk management and credit risk
3.Will be able to apply the time value of money in lending transactions	10, 12, 16, 6, 9	E
3.1.Explains the concept of simple interest
3.2.Explains the concept of compound interest
3.3.Explains the concept of annuity
4.1.Defines the sources of short-term financing
4.2.Defines the sources of med-term financing
4.3.Defines the sources of long-term financing
5.Will be able to discuss the financial statements in credit analysis	10, 16, 6, 9	A, D, E
5.1.Defines the financial statements.
5.2.Compares the characteristics of the financial statements.
5.3.Describes the types of financial analysis.
5.4.Applies the examples in financial analysis.
6.Will be able to public debt	10, 16, 6, 9	A, D, E
6.1.Defines the characteristics of public debt
6.2.Defines the effects of the debt management with monetary and fiscal policies
1.1. Explains the elements of the financial system
1.2. Compares supply and demand of funds in the financial system
1.3. Compares the types of the financial market
1.4. Analyzes the relationship between the financial institutions and the instruments by the types of financial markets
1.5. Assesses the impact of legal and administrative regulations on the financial institutions and the instruments
4. Will be able to distinguish the sources of finance for firms	10, 13, 16, 6, 9	A, D, E
6.3. Defines the economic and financial impacts of debt management

Teaching Methods:	10: Discussion Method, 12: Problem Solving Method, 13: Case Study Method, 16: Question - Answer Technique, 6: Experiential Learning, 9: Lecture Method
Assessment Methods:	A: Traditional Written Exam, D: Oral Exam, E: Homework

Course Outline

Order	Subjects	Preliminary Work
1	1.Financial markets and instruments
2	2.Financial institutions
3	3.Credit management in banking sector
4	4.Risk management in banking sector
5	5.The time value of money in lending transactions
6	6.Short-term financing
7	7.Medium and long-term financing
8	8.Financial statements in credit analysis
9	9.Techniques of financial analysis
10	10.Examples of financial analysis
11	11.Public debt
12	12.Monetary policies
13	13.Fiscal policies
14	14. The economic and financial impacts of debt management

Resources

Lecture notes

1.Hasan Dinçer ve Ümit Hacıoğlu, Finansa Giriş, Beta Yayınevi 2.Niyazi Berk, Finansal Yönetim, Türkmen Yayınevi 3.Öztin Akgüç, Finansal Yönetim, Avcıol Yayınları 4.Richard A. Brealey, Stewart C. Myers, Alan J. Marcus Çev.: Ünal Bozkurt, Türkan Arıkan, Hatice Doğukanlı, İşletme Finansının Temelleri, Literatür Yayıncılık 5.Ekrem Erdem, Bankalarda Kredi Yönetimi, Anadolu Üniversitesi Yayınları 6.Metin Erdem, Devlet Borçları, Ekin Basım Yayın

Course Contribution to Program Qualifications

Course Contribution to Program Qualifications
No	Program Qualification	Contribution Level
No	Program Qualification	1	2	3	4	5
1	Explains the concepts of banking and insurance, the relevant legislation, and recognizes the organizations that guide the sector.			X
2	Performs basic-level activities in banking and insurance, communicates effectively, and utilizes digital tools.		X
3	Possesses fundamental, up-to-date, and practical knowledge related to their profession.			X
4	Gains knowledge about occupational health and safety, environmental awareness and quality processes.
5	Explains and issues policies for property, service, and life insurance.		X
6	Students convey knowledge concerning financial markets and institutions.			X
7	Students identify and define transaction types in the banking and insurance sector.			X
8	Effectively utilizes information technologies (software, programs, animation, etc.) related to their profession.			X
9	Students explain risk types to occur in the sector and hedging techniques.			X
10	Follows current developments and practices in banking and insurance and uses them effectively.
11	Students apply the acquired knowledge regarding the field of banking and insurance to their studies.		X
12	Has the ability to independently evaluate professional problems and issues with an analytical and critical approach and propose solutions.
13	Has awareness of career management and lifelong learning.			X
14	Effectively presents their thoughts at the level of knowledge and skills through written and verbal communication and expresses them clearly.			X
15	Uses a foreign language to follow information in their field and communicate with colleagues.		X
16	Interprets fundamental data related to banking and insurance, identifies risks, defines problems, and proposes solutions.			X
17	Possesses social, scientific, cultural, and ethical values in the collection, implementation, and dissemination of data related to their field.			X
18	Takes responsibility as a team member to solve complex and unforeseen problems encountered in practices related to their field.			X

Assessment Methods

Contribution Level	Absolute Evaluation
Rate of Midterm Exam to Success		40
Rate of Final Exam to Success		60
Total		100

ECTS / Workload Table
Activities	Number of	Duration(Hour)	Total Workload(Hour)
Course Hours	14	3	42
Guided Problem Solving	14	5	70
Resolution of Homework Problems and Submission as a Report	2	8	16
Term Project	0	0	0
Presentation of Project / Seminar	0	0	0
Quiz	0	0	0
Midterm Exam	1	18	18
General Exam	1	15	15
Performance Task, Maintenance Plan	0	0	0
Total Workload(Hour)			161
*Dersin AKTS Kredisi = Toplam İş Yükü (Saat)/30=(161/30)**			5
ECTS of the course: 30 hours of work is counted as 1 ECTS credit.

Detail Informations of the Course

Course Description

Course	Code	Semester	T+P (Hour)	Credit	ECTS
CREDIT ANALYSIS and DEBT MANAGEMENT	BNK1248050	Spring Semester	3+0	3	5

Course Program

Prerequisites Courses
Recommended Elective Courses

Language of Course	Turkish
Course Level	Short Cycle (Associate's Degree)
Course Type	Required
Course Coordinator	Assist.Prof. Numan ÖZAKPINAR
Name of Lecturer(s)	Assist.Prof. Numan ÖZAKPINAR
Assistant(s)
Aim	The aim of the course is to give to the students the current theoretical and practical knowledge about the credit analysis and debt management.
Course Content	This course contains; 1.Financial markets and instruments,2.Financial institutions,3.Credit management in banking sector,4.Risk management in banking sector,5.The time value of money in lending transactions,6.Short-term financing,7.Medium and long-term financing,8.Financial statements in credit analysis,9.Techniques of financial analysis,10.Examples of financial analysis,11.Public debt,12.Monetary policies,13.Fiscal policies,14. The economic and financial impacts of debt management.

Course Learning Outcomes	Teaching Methods	Assessment Methods
At the end of this course, the student;
1.Will be able to compare the interaction of financial markets and institutions	9	A, D
2.Will be able to discuss the credit management in banking sector	10, 16, 9	A, D
2.1.Defines the organizational structure of the lending in banking sector
2.2.Defines the credit rating process
2.3.Compares the types of lending in banking sector
2.4.Explains the risk management and credit risk
3.Will be able to apply the time value of money in lending transactions	10, 12, 16, 6, 9	E
3.1.Explains the concept of simple interest
3.2.Explains the concept of compound interest
3.3.Explains the concept of annuity
4.1.Defines the sources of short-term financing
4.2.Defines the sources of med-term financing
4.3.Defines the sources of long-term financing
5.Will be able to discuss the financial statements in credit analysis	10, 16, 6, 9	A, D, E
5.1.Defines the financial statements.
5.2.Compares the characteristics of the financial statements.
5.3.Describes the types of financial analysis.
5.4.Applies the examples in financial analysis.
6.Will be able to public debt	10, 16, 6, 9	A, D, E
6.1.Defines the characteristics of public debt
6.2.Defines the effects of the debt management with monetary and fiscal policies
1.1. Explains the elements of the financial system
1.2. Compares supply and demand of funds in the financial system
1.3. Compares the types of the financial market
1.4. Analyzes the relationship between the financial institutions and the instruments by the types of financial markets
1.5. Assesses the impact of legal and administrative regulations on the financial institutions and the instruments
4. Will be able to distinguish the sources of finance for firms	10, 13, 16, 6, 9	A, D, E
6.3. Defines the economic and financial impacts of debt management

Teaching Methods:	10: Discussion Method, 12: Problem Solving Method, 13: Case Study Method, 16: Question - Answer Technique, 6: Experiential Learning, 9: Lecture Method
Assessment Methods:	A: Traditional Written Exam, D: Oral Exam, E: Homework

Course Outline

Order	Subjects	Preliminary Work
1	1.Financial markets and instruments
2	2.Financial institutions
3	3.Credit management in banking sector
4	4.Risk management in banking sector
5	5.The time value of money in lending transactions
6	6.Short-term financing
7	7.Medium and long-term financing
8	8.Financial statements in credit analysis
9	9.Techniques of financial analysis
10	10.Examples of financial analysis
11	11.Public debt
12	12.Monetary policies
13	13.Fiscal policies
14	14. The economic and financial impacts of debt management

Resources

Lecture notes

Course Contribution to Program Qualifications

Course Contribution to Program Qualifications
No	Program Qualification	Contribution Level
No	Program Qualification	1	2	3	4	5
1	Explains the concepts of banking and insurance, the relevant legislation, and recognizes the organizations that guide the sector.			X
2	Performs basic-level activities in banking and insurance, communicates effectively, and utilizes digital tools.		X
3	Possesses fundamental, up-to-date, and practical knowledge related to their profession.			X
4	Gains knowledge about occupational health and safety, environmental awareness and quality processes.
5	Explains and issues policies for property, service, and life insurance.		X
6	Students convey knowledge concerning financial markets and institutions.			X
7	Students identify and define transaction types in the banking and insurance sector.			X
8	Effectively utilizes information technologies (software, programs, animation, etc.) related to their profession.			X
9	Students explain risk types to occur in the sector and hedging techniques.			X
10	Follows current developments and practices in banking and insurance and uses them effectively.
11	Students apply the acquired knowledge regarding the field of banking and insurance to their studies.		X
12	Has the ability to independently evaluate professional problems and issues with an analytical and critical approach and propose solutions.
13	Has awareness of career management and lifelong learning.			X
14	Effectively presents their thoughts at the level of knowledge and skills through written and verbal communication and expresses them clearly.			X
15	Uses a foreign language to follow information in their field and communicate with colleagues.		X
16	Interprets fundamental data related to banking and insurance, identifies risks, defines problems, and proposes solutions.			X
17	Possesses social, scientific, cultural, and ethical values in the collection, implementation, and dissemination of data related to their field.			X
18	Takes responsibility as a team member to solve complex and unforeseen problems encountered in practices related to their field.			X

Assessment Methods

Contribution Level	Absolute Evaluation
Rate of Midterm Exam to Success		40
Rate of Final Exam to Success		60
Total		100

Course Detail

Course Description

Course Outline

Course Contribution to Program Qualifications

Assessment Methods

Detail Informations of the Course

Course Description

Course Outline

Course Contribution to Program Qualifications

Assessment Methods

Numerical Data

Student Success