Course Detail
Course Description
| Course | Code | Semester | T+P (Hour) | Credit | ECTS |
|---|---|---|---|---|---|
| BANKING and REGULATION | ITF4110843 | Fall Semester | 3+0 | 3 | 5 |
| Course Program | Salı 08:00-08:45 Salı 09:00-09:45 Salı 10:00-10:45 Cumartesi 08:00-08:45 Cumartesi 09:00-09:45 Cumartesi 10:00-10:45 |
| Prerequisites Courses | |
| Recommended Elective Courses |
| Language of Course | English |
| Course Level | First Cycle (Bachelor's Degree) |
| Course Type | Elective |
| Course Coordinator | Prof.Dr. Serhat YÜKSEL |
| Name of Lecturer(s) | Lect.Dr. Yavuz YUMRUKUZ |
| Assistant(s) | |
| Aim | The aim of this course is to provide students with a general understanding of the functioning of the banking sector and the regulations associated with it. |
| Course Content | This course contains; Financial stability and the global financial architecture,Financial markets, monetary theory and policy, monetary transmission mechanisms,Development of the banking system in the US, EU, and Turkey - characteristics - regulations,Financial theory and financial risk management,Analysis and interpretation of bank financial statements,Spot financial instruments and their pricing,Derivative financial instruments and their pricing,Basel rules - Pillar 1 (Capital, buffers, credit risk, counterparty credit risk, leverage ratio),Basel rules - Pillar 1 (Liquidity risk, operational resilience, and market risk),Basel rules - Pillar 2 (Supervisory Process, concentration risk, interest rate risk),Basel rules - Pillar 3, other principles and rules (corporate governance) ,Improvement and resolution approaches: Examples of troubled banks in 2008 and 2022,Money laundering and fraud risks, digital risks (cyber risk, data security, business continuity, BaaS, etc.), virtual assets, sustainability-related regulations,General Overview. |
| Course Learning Outcomes | Teaching Methods | Assessment Methods |
| 1. Will be able to explain the banking System and basic concepts. | 9 | A |
| 1.1. Explain the functions and types of banks. | ||
| 1.2. Explain banking terminology and financial concepts. | ||
| 2. Will be able to explain banking regulations and policies. | 9 | A |
| 2.1. Explain the purpose and impact of banking regulations and policies. | ||
| 2.2. Recognize national and international organizations related to banking regulations. | ||
| 3. Will be able to explain the importance of risk management and financial stability. | 9 | A |
| 3.1. Analyze banking risks such as credit risk, market risk, and operational risk. | ||
| 3.2. Explain how banks maintain financial stability and comply with regulations. | ||
| 4. Will be able to explain the fundamental principles of banking and its role in the financial system. | 9 | A |
| 4.1. Describe the functions and importance of banks in the economy. | ||
| 4.2. Explain the various types of banks and their specific roles in the financial industry. | ||
| 4.3. Evaluate the impact of technological advancements on modern banking practices. | ||
| 5. Will be able to explain the regulatory framework governing the banking industry. | 9 | A |
| 5.1. Explain the objectives and principles of bank regulation and supervision. | ||
| 5.2. Evaluate the role of regulatory bodies in maintaining financial stability. |
| Teaching Methods: | 9: Lecture Method |
| Assessment Methods: | A: Traditional Written Exam |
Course Outline
| Order | Subjects | Preliminary Work |
|---|---|---|
| 1 | Financial stability and the global financial architecture | |
| 2 | Financial markets, monetary theory and policy, monetary transmission mechanisms | |
| 3 | Development of the banking system in the US, EU, and Turkey - characteristics - regulations | |
| 4 | Financial theory and financial risk management | |
| 5 | Analysis and interpretation of bank financial statements | |
| 6 | Spot financial instruments and their pricing | |
| 7 | Derivative financial instruments and their pricing | |
| 8 | Basel rules - Pillar 1 (Capital, buffers, credit risk, counterparty credit risk, leverage ratio) | |
| 9 | Basel rules - Pillar 1 (Liquidity risk, operational resilience, and market risk) | |
| 10 | Basel rules - Pillar 2 (Supervisory Process, concentration risk, interest rate risk) | |
| 11 | Basel rules - Pillar 3, other principles and rules (corporate governance) | |
| 12 | Improvement and resolution approaches: Examples of troubled banks in 2008 and 2022 | |
| 13 | Money laundering and fraud risks, digital risks (cyber risk, data security, business continuity, BaaS, etc.), virtual assets, sustainability-related regulations | |
| 14 | General Overview |
| Resources |
| - Principles of Banking Regulation, Kern Alexander, Cambridge University Press, 2019. |
| - Bank Management & Financial Services, Peter Rose and Sylvia Hudgins, McGraw Hill, 9th edition, 2021. |
Course Contribution to Program Qualifications
| Course Contribution to Program Qualifications | |||||||
| No | Program Qualification | Contribution Level | |||||
| 1 | 2 | 3 | 4 | 5 | |||
| 1 | Uluslararası ticaret ve finansman alanında teorik bilgileri tanımlar. | X | |||||
| 2 | Uluslararası ticaret ve finansman alanında gerekli matematiksel ve istatistiki yöntemleri anlatır. | X | |||||
| 3 | Uluslararası ticaret ve finansman alanında gerekli en az bir bilgisayar programı kullanır. | X | |||||
| 4 | Uluslararası ticaret ve finansman alanında gerekli olan mesleki yabancı dil yeterliliğini gösterir. | X | |||||
| 5 | Uluslararası ticaret ve finansman alanında projeler hazırlar ve takım çalışmalarını yönetir. | X | |||||
| 6 | Mesleki alanda yaşam boyu öğrenmenin gerekliliği bilinciyle bilim ve teknolojideki gelişmeleri izleyerek kendini sürekli yenileyip edindiği bilgi ve becerileri eleştirel olarak değerlendirir. | X | |||||
| 7 | Uluslararası ticaret ve finansman alanında teorik ve uygulamaya yönelik bilgileri kullanır | X | |||||
| 8 | En az A1 düzeyinde bir yabancı dili kullanarak güncel teknolojileri takip eder, sözlü / yazılı iletişim kurar. | X | |||||
| 9 | Örgüt / kurumsal, iş ve toplumsal etik değerlerini benimser ve kullanır. | X | |||||
| 10 | Topluma hizmet duyarlılığı çerçevesinde, sosyal sorumluluk ilkelerini benimser ve gerektiğinde inisiyatif alır. | X | |||||
| 11 | Disiplinler arası çalışmalar yürütebilmek için farklı disiplinlerde (ekonomi, finans, sosyoloji, hukuk, işletme) temel bilgileri ve verileri analiz ederek alanında kullanır. | X | |||||
| 12 | Öğrenciler, küresel ticaret, ihracat-ithalat işlemleri, gümrük işlemleri ve dış ticaretin finansmanı alanlarında uzmanlık elde eder. | X | |||||
Assessment Methods
| Contribution Level | Absolute Evaluation | |
| Rate of Midterm Exam to Success | 40 | |
| Rate of Final Exam to Success | 60 | |
| Total | 100 | |
| ECTS / Workload Table | ||||||
| Activities | Number of | Duration(Hour) | Total Workload(Hour) | |||
| Course Hours | 13 | 3 | 39 | |||
| Guided Problem Solving | 0 | 0 | 0 | |||
| Resolution of Homework Problems and Submission as a Report | 1 | 25 | 25 | |||
| Term Project | 0 | 0 | 0 | |||
| Presentation of Project / Seminar | 0 | 0 | 0 | |||
| Quiz | 0 | 0 | 0 | |||
| Midterm Exam | 1 | 35 | 35 | |||
| General Exam | 1 | 55 | 55 | |||
| Performance Task, Maintenance Plan | 0 | 0 | 0 | |||
| Total Workload(Hour) | 154 | |||||
| Dersin AKTS Kredisi = Toplam İş Yükü (Saat)/30*=(154/30) | 5 | |||||
| ECTS of the course: 30 hours of work is counted as 1 ECTS credit. | ||||||
Detail Informations of the Course
Course Description
| Course | Code | Semester | T+P (Hour) | Credit | ECTS |
|---|---|---|---|---|---|
| BANKING and REGULATION | ITF4110843 | Fall Semester | 3+0 | 3 | 5 |
| Course Program | Salı 08:00-08:45 Salı 09:00-09:45 Salı 10:00-10:45 Cumartesi 08:00-08:45 Cumartesi 09:00-09:45 Cumartesi 10:00-10:45 |
| Prerequisites Courses | |
| Recommended Elective Courses |
| Language of Course | English |
| Course Level | First Cycle (Bachelor's Degree) |
| Course Type | Elective |
| Course Coordinator | Prof.Dr. Serhat YÜKSEL |
| Name of Lecturer(s) | Lect.Dr. Yavuz YUMRUKUZ |
| Assistant(s) | |
| Aim | The aim of this course is to provide students with a general understanding of the functioning of the banking sector and the regulations associated with it. |
| Course Content | This course contains; Financial stability and the global financial architecture,Financial markets, monetary theory and policy, monetary transmission mechanisms,Development of the banking system in the US, EU, and Turkey - characteristics - regulations,Financial theory and financial risk management,Analysis and interpretation of bank financial statements,Spot financial instruments and their pricing,Derivative financial instruments and their pricing,Basel rules - Pillar 1 (Capital, buffers, credit risk, counterparty credit risk, leverage ratio),Basel rules - Pillar 1 (Liquidity risk, operational resilience, and market risk),Basel rules - Pillar 2 (Supervisory Process, concentration risk, interest rate risk),Basel rules - Pillar 3, other principles and rules (corporate governance) ,Improvement and resolution approaches: Examples of troubled banks in 2008 and 2022,Money laundering and fraud risks, digital risks (cyber risk, data security, business continuity, BaaS, etc.), virtual assets, sustainability-related regulations,General Overview. |
| Course Learning Outcomes | Teaching Methods | Assessment Methods |
| 1. Will be able to explain the banking System and basic concepts. | 9 | A |
| 1.1. Explain the functions and types of banks. | ||
| 1.2. Explain banking terminology and financial concepts. | ||
| 2. Will be able to explain banking regulations and policies. | 9 | A |
| 2.1. Explain the purpose and impact of banking regulations and policies. | ||
| 2.2. Recognize national and international organizations related to banking regulations. | ||
| 3. Will be able to explain the importance of risk management and financial stability. | 9 | A |
| 3.1. Analyze banking risks such as credit risk, market risk, and operational risk. | ||
| 3.2. Explain how banks maintain financial stability and comply with regulations. | ||
| 4. Will be able to explain the fundamental principles of banking and its role in the financial system. | 9 | A |
| 4.1. Describe the functions and importance of banks in the economy. | ||
| 4.2. Explain the various types of banks and their specific roles in the financial industry. | ||
| 4.3. Evaluate the impact of technological advancements on modern banking practices. | ||
| 5. Will be able to explain the regulatory framework governing the banking industry. | 9 | A |
| 5.1. Explain the objectives and principles of bank regulation and supervision. | ||
| 5.2. Evaluate the role of regulatory bodies in maintaining financial stability. |
| Teaching Methods: | 9: Lecture Method |
| Assessment Methods: | A: Traditional Written Exam |
Course Outline
| Order | Subjects | Preliminary Work |
|---|---|---|
| 1 | Financial stability and the global financial architecture | |
| 2 | Financial markets, monetary theory and policy, monetary transmission mechanisms | |
| 3 | Development of the banking system in the US, EU, and Turkey - characteristics - regulations | |
| 4 | Financial theory and financial risk management | |
| 5 | Analysis and interpretation of bank financial statements | |
| 6 | Spot financial instruments and their pricing | |
| 7 | Derivative financial instruments and their pricing | |
| 8 | Basel rules - Pillar 1 (Capital, buffers, credit risk, counterparty credit risk, leverage ratio) | |
| 9 | Basel rules - Pillar 1 (Liquidity risk, operational resilience, and market risk) | |
| 10 | Basel rules - Pillar 2 (Supervisory Process, concentration risk, interest rate risk) | |
| 11 | Basel rules - Pillar 3, other principles and rules (corporate governance) | |
| 12 | Improvement and resolution approaches: Examples of troubled banks in 2008 and 2022 | |
| 13 | Money laundering and fraud risks, digital risks (cyber risk, data security, business continuity, BaaS, etc.), virtual assets, sustainability-related regulations | |
| 14 | General Overview |
| Resources |
| - Principles of Banking Regulation, Kern Alexander, Cambridge University Press, 2019. |
| - Bank Management & Financial Services, Peter Rose and Sylvia Hudgins, McGraw Hill, 9th edition, 2021. |
Course Contribution to Program Qualifications
| Course Contribution to Program Qualifications | |||||||
| No | Program Qualification | Contribution Level | |||||
| 1 | 2 | 3 | 4 | 5 | |||
| 1 | Uluslararası ticaret ve finansman alanında teorik bilgileri tanımlar. | X | |||||
| 2 | Uluslararası ticaret ve finansman alanında gerekli matematiksel ve istatistiki yöntemleri anlatır. | X | |||||
| 3 | Uluslararası ticaret ve finansman alanında gerekli en az bir bilgisayar programı kullanır. | X | |||||
| 4 | Uluslararası ticaret ve finansman alanında gerekli olan mesleki yabancı dil yeterliliğini gösterir. | X | |||||
| 5 | Uluslararası ticaret ve finansman alanında projeler hazırlar ve takım çalışmalarını yönetir. | X | |||||
| 6 | Mesleki alanda yaşam boyu öğrenmenin gerekliliği bilinciyle bilim ve teknolojideki gelişmeleri izleyerek kendini sürekli yenileyip edindiği bilgi ve becerileri eleştirel olarak değerlendirir. | X | |||||
| 7 | Uluslararası ticaret ve finansman alanında teorik ve uygulamaya yönelik bilgileri kullanır | X | |||||
| 8 | En az A1 düzeyinde bir yabancı dili kullanarak güncel teknolojileri takip eder, sözlü / yazılı iletişim kurar. | X | |||||
| 9 | Örgüt / kurumsal, iş ve toplumsal etik değerlerini benimser ve kullanır. | X | |||||
| 10 | Topluma hizmet duyarlılığı çerçevesinde, sosyal sorumluluk ilkelerini benimser ve gerektiğinde inisiyatif alır. | X | |||||
| 11 | Disiplinler arası çalışmalar yürütebilmek için farklı disiplinlerde (ekonomi, finans, sosyoloji, hukuk, işletme) temel bilgileri ve verileri analiz ederek alanında kullanır. | X | |||||
| 12 | Öğrenciler, küresel ticaret, ihracat-ithalat işlemleri, gümrük işlemleri ve dış ticaretin finansmanı alanlarında uzmanlık elde eder. | X | |||||
Assessment Methods
| Contribution Level | Absolute Evaluation | |
| Rate of Midterm Exam to Success | 40 | |
| Rate of Final Exam to Success | 60 | |
| Total | 100 | |