To teach the types of risks in the banking system and to cope with these risks, to give information about the management process of the credits which are the main activity of the banks.
Course Content
This course contains; Definition of Risk and Risks in Financial Markets,Development of risk management,Banking Risk Types,Market Risk,Liquidity Risk,Credit Risk,Operational Risk,Credit Management in Banks,Credit Management in Banks,Credit Evaluation Process, Financial Analysis and Credit Calculations,Problem credit and follow-up,Cash credit Commercial credit,Cash credit: Individual credit,Non-cash credit.
Course Learning Outcomes
Teaching Methods
Assessment Methods
1.Will be able to evaluate the concept of risk.
16, 9
A
2.Will be able to evaluate types of financial risk.
16, 9
A
2.1.Explains the types of risks that banks are exposed
16, 9
A
2.2.Explains systemic and systematic risks.
16, 9
A
3.1.Explains that there is a line between opportunity and danger in risk management.
16, 9
A
5.2.Explains the definition of the credit risk and its reasons.
16, 9
A
6.1.Explains the emergence of basic criteria.
16, 9
A
6.2.Explains Basel I-II-III process
16, 9
A
8- Will be able to evaluate cash and non-cash loans and management of problem loans.
16, 9
A
1.1. Understands the importance of risk in banks.
16, 9
A
1.2. Explains risk perspective in financial markets.
16, 9
A
3. will be able to evaluate the positive and negative aspects of risk in banking.
16, 9
A
3.2. Explains that financial markets can not fulfill its purpose without receiving a risk.
16, 9
A
4. will be able to evaluate definition and reasons of Market Risk and Liquidity risk.
16, 9
A
4.1. Explains the scope and causes of the market risk
16, 9
A
4.2. Explains the definition and causes of liquidity risk.
16, 9
A
5. will be able to evaluate the definition and causes of Operational Riskin and Credit Risks.
16, 9
A
5.1. Explains the scope and causes of operational risk.
16, 9
A
6. Will be able to evaluate Basel applications.
16, 9
A
7. Will be able to evaluate the techniques that banks use in credit management.
Credit Evaluation Process, Financial Analysis and Credit Calculations
11
Problem credit and follow-up
12
Cash credit Commercial credit
13
Cash credit: Individual credit
14
Non-cash credit
Resources
Levent Sezal, Bankalarda İç Denetim ve Risk Yönetimi, Nobel Bilimsel Eserler, 2023.
Ahmet Yarız, Bankalarda Risk Yönetimi, Nobel Yayıncılık, 2019.
Risk management in banking, 3rd ed,. Joel Bessis 2012 John Hull, Risk Management and Financial Institutions, 3rd edition, 2012
Course Contribution to Program Qualifications
Course Contribution to Program Qualifications
No
Program Qualification
Contribution Level
1
2
3
4
5
1
Defines the basic concepts of banking and insurance.
X
2
Describes the mathematical and statistical methods of banking and insurance
X
3
Uses the computer programs needed in banking and insurance
4
Uses the professional foreign language proficiency required in banking and insurance
X
5
Prepares the project and manage the teamworks
X
6
Uses the theoretical and practical knowledge of the banking and insurance.
X
7
Constantly evaluates itself by following the developments in science and technology with the importance of lifelong learning
X
8
Uses verbal and written communication skills using the latest technologies and at least one foreign language
X
9
Accepts ethical values and social rights and applies them
X
10
Analyzes and discusses using the data of banking and insurance
11
Uses the information on the other disciplines that can provide support for theoretical studies in banking and insurance (economics, law, business, etc.)
X
12
Offers micro and macro suggestions on the problems in the banking and insurance sector
X
Assessment Methods
Contribution Level
Absolute Evaluation
Rate of Midterm Exam to Success
40
Rate of Final Exam to Success
60
Total
100
ECTS / Workload Table
Activities
Number of
Duration(Hour)
Total Workload(Hour)
Course Hours
14
3
42
Guided Problem Solving
14
2
28
Resolution of Homework Problems and Submission as a Report
7
1
7
Term Project
0
0
0
Presentation of Project / Seminar
0
0
0
Quiz
0
0
0
Midterm Exam
1
10
10
General Exam
1
32
32
Performance Task, Maintenance Plan
0
0
0
Total Workload(Hour)
119
Dersin AKTS Kredisi = Toplam İş Yükü (Saat)/30*=(119/30)
4
ECTS of the course: 30 hours of work is counted as 1 ECTS credit.
Detail Informations of the Course
Course Description
Course
Code
Semester
T+P (Hour)
Credit
ECTS
CREDIT and RISK MANAGEMENT in BANKS
BAN2258610
Spring Semester
3+0
3
4
Course Program
Çarşamba 16:30-17:15
Çarşamba 17:30-18:15
Çarşamba 18:30-19:15
Prerequisites Courses
Recommended Elective Courses
Language of Course
Turkish
Course Level
First Cycle (Bachelor's Degree)
Course Type
Required
Course Coordinator
Prof.Dr. Hasan DİNÇER
Name of Lecturer(s)
Lect.Dr. Asım Alpay PARLAK
Assistant(s)
Aim
To teach the types of risks in the banking system and to cope with these risks, to give information about the management process of the credits which are the main activity of the banks.
Course Content
This course contains; Definition of Risk and Risks in Financial Markets,Development of risk management,Banking Risk Types,Market Risk,Liquidity Risk,Credit Risk,Operational Risk,Credit Management in Banks,Credit Management in Banks,Credit Evaluation Process, Financial Analysis and Credit Calculations,Problem credit and follow-up,Cash credit Commercial credit,Cash credit: Individual credit,Non-cash credit.
Course Learning Outcomes
Teaching Methods
Assessment Methods
1.Will be able to evaluate the concept of risk.
16, 9
A
2.Will be able to evaluate types of financial risk.
16, 9
A
2.1.Explains the types of risks that banks are exposed
16, 9
A
2.2.Explains systemic and systematic risks.
16, 9
A
3.1.Explains that there is a line between opportunity and danger in risk management.
16, 9
A
5.2.Explains the definition of the credit risk and its reasons.
16, 9
A
6.1.Explains the emergence of basic criteria.
16, 9
A
6.2.Explains Basel I-II-III process
16, 9
A
8- Will be able to evaluate cash and non-cash loans and management of problem loans.
16, 9
A
1.1. Understands the importance of risk in banks.
16, 9
A
1.2. Explains risk perspective in financial markets.
16, 9
A
3. will be able to evaluate the positive and negative aspects of risk in banking.
16, 9
A
3.2. Explains that financial markets can not fulfill its purpose without receiving a risk.
16, 9
A
4. will be able to evaluate definition and reasons of Market Risk and Liquidity risk.
16, 9
A
4.1. Explains the scope and causes of the market risk
16, 9
A
4.2. Explains the definition and causes of liquidity risk.
16, 9
A
5. will be able to evaluate the definition and causes of Operational Riskin and Credit Risks.
16, 9
A
5.1. Explains the scope and causes of operational risk.
16, 9
A
6. Will be able to evaluate Basel applications.
16, 9
A
7. Will be able to evaluate the techniques that banks use in credit management.
Credit Evaluation Process, Financial Analysis and Credit Calculations
11
Problem credit and follow-up
12
Cash credit Commercial credit
13
Cash credit: Individual credit
14
Non-cash credit
Resources
Levent Sezal, Bankalarda İç Denetim ve Risk Yönetimi, Nobel Bilimsel Eserler, 2023.
Ahmet Yarız, Bankalarda Risk Yönetimi, Nobel Yayıncılık, 2019.
Risk management in banking, 3rd ed,. Joel Bessis 2012 John Hull, Risk Management and Financial Institutions, 3rd edition, 2012
Course Contribution to Program Qualifications
Course Contribution to Program Qualifications
No
Program Qualification
Contribution Level
1
2
3
4
5
1
Defines the basic concepts of banking and insurance.
X
2
Describes the mathematical and statistical methods of banking and insurance
X
3
Uses the computer programs needed in banking and insurance
4
Uses the professional foreign language proficiency required in banking and insurance
X
5
Prepares the project and manage the teamworks
X
6
Uses the theoretical and practical knowledge of the banking and insurance.
X
7
Constantly evaluates itself by following the developments in science and technology with the importance of lifelong learning
X
8
Uses verbal and written communication skills using the latest technologies and at least one foreign language
X
9
Accepts ethical values and social rights and applies them
X
10
Analyzes and discusses using the data of banking and insurance
11
Uses the information on the other disciplines that can provide support for theoretical studies in banking and insurance (economics, law, business, etc.)
X
12
Offers micro and macro suggestions on the problems in the banking and insurance sector
